How Much Is AAA Auto Insurance Per Month?

AAA's insurance premiums depend on your specific situation. The best way to get an estimate of your rate is to request a quote online. You should also understand what influences your cost and what discounts you're eligible for.

Jeff Whelpley is the editor / author responsible for this content.
Dec 9, 2022

The cost of auto insurance will depend on your specific situation, but there are a few things you can do to understand your potential cost.

Get an AAA quote

The best way to get an estimate of your cost with AAA is to get an online quote. Here's how:

1. Go to AAA's website

2. Look for "Insurance" in the top left corner of your screen

3. Click "Insurance"

4. Look for "Free Quote Now"

What you'll need

You will need information like your name, age, location, and type of car. If you're already a member, you can log in to request a quote. If you aren't a member, you can get a quote without logging in.

What influences my quote with AAA?

Your quote will be influenced by several factors such as age and vehicle type.

Your age

Age is a big influence on the cost of insurance. If you're a young driver, you'll pay more.

Your location

Since some areas have more car accidents, burglaries, and crimes, your location will impact your rate.

Your driving record

Insurance companies look at your driving record to see if you pose a big risk. If you've been in multiple accidents, especially ones that you caused, you can expect a higher monthly cost.

Your vehicle type, mileage and age

Some cars pose a bigger risk than others. If you drive an expensive vehicle, you'll probably pay more for insurance.

Look for discounts

If you've got your AAA quote and it's too high, discounts may be a good way to lower your cost. Ask AAA if you qualify for any of the following.

Safe driver discount

Some companies offer discounts for safe driving,. If you already have an AAA plan, ask the company how long you need to drive without any accidents to get a discount.

Military status discount

Many companies offer discounts for current or former military members. If you've served in the armed forces, ask AAA about a rate decrease.

Anti-theft discount

Anti-theft devices can lead to lower rates. Ask AAA if installing an anti-theft device will get you a better price.

Further questions?

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Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.
How Much Is AAA Auto Insurance Per Month?

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