What are the fees associated with different accounts at Trustco Bank?

Trustco Bank offers a variety of account types, each with its own set of features and associated fees. The specific fees can vary depending on the account you choose, so it is important to review the details for each type of account to understand the cost structure. For personal checking accounts, Trustco Bank generally provides options with no monthly maintenance fees if certain requirements are met, such as maintaining a minimum balance. However, if an account does not meet these requirements, a monthly fee may apply. Additionally, fees may be incurred for services such as overdrafts, insufficient funds, or stop payment requests. Savings accounts at Trustco Bank may also have associated fees, which can include maintenance fees or charges related to excessive withdrawals, which are typically set according to federal regulations. For mortgage services, fees may include application fees, appraisal fees, and other associated costs that can vary significantly depending on the loan type and terms. Business accounts are structured differently and often entail their own unique set of fees, such as monthly maintenance fees based on account balance or transaction volume. To get the most accurate and detailed information regarding the fees associated with specific accounts, it is advisable to visit Trustco Bank’s official website. There, users can find current information about account types, fees, and any promotional offers that may be available.