Travelers provides several insurance policies, including homeowners, auto, and business owner's coverages. Check out the typical coverages of each policy. Generally, the company takes care of most expenses. However, you may also add more options for enhanced protection. Contact customer service for additional information or if you have any queries.
Travelers provides good coverage options to protect your essential things, including your car, valuables, home, and business. With over 165 years of experience, the insurance company is well-established and holds a reputation for catering to customer needs.
By understanding your Travelers insurance policy coverage options, you can assess if it provides enough protection for your property or vehicle. The company offers numerous coverages and discounts. You may also customize the options to suit your needs the best.
The following breakdown makes it easier for you to understand what your policy covers.
Travelers offer the following coverage for its car insurance policy:
This option takes care of the damage expenses when your car collides with another object or vehicle and vice versa. Generally, policyholders take this coverage when the car is leased or financed.
It pays for any damages apart from the ones caused by collisions. Repairs due to vandalism, theft, storms, and other natural disasters fall under this category.
The insurance policy covers both property damage and bodily injury liability. Most states mandate liability coverage for vehicles. It provides compensation when your car injures others or causes damage to their vehicle and property.
You can select the limit of this coverage option. For instance, you may extend it to cover charges of legal defense as well.
The company pays for medical costs and damages if your car is involved in an accident caused by an uninsured or underinsured driver.
In a few states, the policy combines both coverage options. Meanwhile, policyholders of other states have separate coverages for both. You can contact customer service to know the availability in your state.
This coverage option is mandatory in a few states. It takes care of medical expenses regardless of the driver at fault during an accident. In some cases, it covers lost wages as well.
You can also add the following car insurance coverage options:
Travelers homeowner's insurance typically covers the following:
It helps cover the expenses of damages to your property caused by windstorms, fire, hail, vandalism, theft, and lighting.
The insurance policy protects your personal items. It includes your furniture, electronics, clothes, and sporting goods. However, particular liability limits may apply to a few items.
It covers damage expenses of detached structures upon the property, including your sheds, garage, and fences.
The company also allows you to add the following insurance coverage options to your policy:
You can reach out to a customer representative for further details about homeowner's coverages.
The company offers customized coverage options for different industries. Travelers policy coverage for businesses includes the following:
General liability offers protection from different types of claims.
Workers' compensation covers costs of injuries to workers and damages to their property.
This coverage extends to most of your business equipment and furniture, including chairs, computers, and desks.
For more information about coverage options, you can contact the company.
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