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Can I defer my Sallie Mae student loan payments if I go back to school?

Asked 2 years ago
Yes, it is possible to defer payments on a Sallie Mae student loan if a borrower decides to return to school. Sallie Mae offers an option called "in-school deferment," which allows borrowers to temporarily postpone their loan payments while enrolled in an eligible degree or certificate program at least half time. During this deferment period, no payments are required, and for some loans, interest may not accrue. It is important to note that borrowers must meet certain eligibility criteria to qualify for in-school deferment, and they will likely need to provide documentation of their enrollment status. It is recommended to submit a deferment request through the online account or by contacting Sallie Mae for specific instructions and to ensure that all necessary information is included. While it is unnecessary to contact Sallie Mae directly for general questions, individuals seeking assistance or additional details about the deferment process can usually find helpful resources and contact information on the official Sallie Mae website. Doing thorough research will provide clarity on the steps that need to be taken regarding deferment.
Answered Jul 16th 2025

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