What are the fees associated with RBS accounts?

RBS offers a variety of account types, each with its own fee structure, which can vary depending on the specific features and services associated with the account. Generally, RBS accounts may include current accounts, savings accounts, business accounts, and other specialized accounts. For current accounts, RBS typically does not charge a monthly fee for basic accounts, although there may be fees for optional features such as overdraft services, which can incur monthly charges and interest based on the amount overdrawn. Certain premium accounts may have a monthly fee, but these often come with additional benefits like travel insurance or higher interest rates on savings. Savings accounts generally do not have monthly fees; however, some accounts may impose charges if withdrawals exceed a specified limit or if customers close the account within a short period after opening it. Business accounts tend to have a different fee structure, with potential charges for monthly maintenance, transactions, and additional services like card processing. RBS could also impose fees for overseas transactions or currency conversions on personal or business accounts. It is prudent to visit RBS's official website for specific and up-to-date information regarding fees. The website will typically provide detailed descriptions of each account type, along with any associated fees or charges. Additionally, a local branch may also provide information on account fees tailored to individual circumstances.