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Protective Life Customer FAQ

Top Answers & How-to Guides

What is Protective Life's Phone Number?

The question we are asked most often is about how to talk to Protective Life customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Protective Life Customer Questions

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Life Insurance Types

What types of life insurance policies does Protective Life offer?

Protective Life provides various life insurance options, including term life, whole life, and universal life policies. Term...

How much life insurance coverage can I purchase?

The amount of life insurance coverage available to an individual is influenced by factors like policy type, financial...

What are the different riders available with Protective Life policies?

Protective Life provides several riders that enhance life insurance policies, such as the Accidental Death Benefit Rider,...

Can I convert my term life insurance policy to a permanent policy?

Many term life insurance policies allow conversion to permanent coverage, beneficial for lifelong needs or health changes. To...

What are the eligibility requirements for applying for life insurance?

Eligibility for life insurance usually depends on age, typically ranging from eighteen to sixty-five years. Applicants must...

Policy Management

How long does the underwriting process typically take?

The duration of the underwriting process for Protective Life insurance can range from a few days to several weeks, influenced...

Can I change beneficiaries on my life insurance policy?

Policyholders can typically change beneficiaries on their life insurance policies by filling out a form from their provider. It...

What if I want to cancel my life insurance policy?

Cancelling a life insurance policy with Protective Life typically involves reviewing policy documents for specific terms,...

Can I add riders to an existing life insurance policy?

Yes, riders can generally be added to an existing life insurance policy, but options vary based on the policy and provider...

Can I reinstate a lapsed life insurance policy?

Reinstating a lapsed life insurance policy with Protective Life is typically feasible if specific conditions are satisfied,...

Financial Aspects

Is there a surrender value for permanent life insurance policies?

Permanent life insurance policies usually feature a surrender value, which is the cash amount received if the policy is...

Are there any discounts or incentives available for life insurance policies?

Protective Life provides various discounts and incentives for life insurance, typically based on health status, non-tobacco...

What factors can affect the premium costs for life insurance?

Premium costs for life insurance from Protective Life can vary based on several factors including the applicant's age, health...

How do I file a claim for a life insurance policy?

To file a life insurance claim with Protective Life, the claimant should first find the policyholder's life insurance policy,...

What happens if I miss a premium payment?

Missing a premium payment can lead to different outcomes based on the policy terms issued by Protective Life. Generally, a...
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