How Do I Get Plymouth Rock Assurance to Lower My Rate?

Plymouth Rock Assurance provides numerous coverage options. The prices vary according to your driving record and location. However, you can get lower rates with the help of several discounts. Safe driving practices help you save more money on your insurance payments. Reach out to customer service and check your eligibility to receive a lower premium.

Dec 9, 2022

If you are a Plymouth Rock Assurance policyholder, you may save money on your insurance policy by lowering your premium rates. While the general prices of the insurance company are relatively higher, you can reduce the rates with several discounts.

The company offers good coverage options for vehicles. The prices vary depending on your driving history, location, vehicle features, credit score and more. Additionally, the discounts may vary from state to state.

You can lower your Plymouth Rock Assurance rates by following the measures listed below.

Drive Safely

Your policy premium reduces if you drive safely. A spotless driving record qualifies you for the Safe Drivers discount. Generally, to qualify for this discount, you need to have no traffic violations and no at-fault accident records.

Speeding tickets and major comprehensive claims can also disqualify your eligibility. Contact customer service to know how much you save with this discount.

Get Good Grades

Getting good grades can now help you save money. The company provides good student discounts. You are eligible for a discount if you receive a B average or equivalent scores.

College, high school and home-schooled students can seek student discounts. Send a copy of your report card to the company to lower your insurance rates.

Enroll in Driving Courses

Plymouth Rock Assurance encourages policyholders to improve their driving skills. You can be eligible for discounts after completing certified training courses. Take a defensive driving course approved by your state to get good discounts.

If you are 55 or older, consider taking a driver improvement course. After completing the course, you can receive the Driver Improvement discount.

You can find approved courses in your area by reaching out to a customer representative.

Bundle Policies

Bundling your policies not only makes them more manageable, but also helps you save more. You can qualify for a multi-policy discount if you buy auto insurance along with renter, homeowners, condo, or umbrella insurance through the company. It significantly reduces your premium.

Join the Road Rewards Program

The insurance company offers the beneficial Road Rewards program. The more points you earn, the more benefits you receive. Download the mobile app and enroll in the program to start scoring.

The app monitors your driving performance and habits. You can save costs, earn gift cards from popular stores and several other perks.

The app measures the following:

  • Speed: If you exceed the speed limits, you lose points. Drive at a safe speed to remain alert and improve your scores.
  • Acceleration: Smoother acceleration ensures an enjoyable and safer ride. Maintaining good acceleration boosts your scores.
  • Braking: Maintain considerable distance from other vehicles on the road. Sudden braking can lower your score.
  • Distraction: Distracted driving invites more risks. Avoid using your phone while driving.

Contact Customer Service

By contacting customer service, you can discuss cost-effective coverage options. Inquire about the options that can reduce Plymouth Rock Assurance costs. Make sure to check if you qualify for any discounts as well.

You can reach out to live representatives from 8 a.m. to 5 p.m. EST, Monday through Friday. They can also connect you with a licensed local agent who can provide additional information on lowering policy rates.

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