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Can I make extra payments towards my Nelnet Loan?

Asked 2 years ago
Yes, borrowers can make extra payments towards their Nelnet Loans. Making additional payments can help reduce the overall interest paid over the life of the loan and may also shorten the repayment period. It is important to specify that these extra payments should be applied to the principal balance, as this maximizes the benefits of paying down the loan faster. Borrowers can typically make these extra payments online through their Nelnet account, by mail, or through other accepted payment methods. To ensure that the payments are correctly applied, it is advisable to review the payment instructions provided on the Nelnet website. Additionally, borrowers should check their loan servicing agreement for any specifics related to extra payments and how they may affect the loan terms. For further details regarding payments, visiting the Nelnet website can provide valuable, up-to-date information.
Answered Jul 12th 2025

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