Are there any waiting periods for certain types of coverage?

Nationwide generally has specific waiting periods related to certain types of coverage, particularly with health insurance and some types of policies like disability insurance. For example, in health insurance plans, waiting periods may apply to pre-existing conditions, meaning that coverage for those conditions may not start until a specified duration has passed. This is often done to help manage risk and costs associated with insurance claims. Additionally, short-term disability policies may also include waiting periods before benefits become payable. It is important for customers to carefully review the terms and conditions of their specific policies. The waiting periods, if any, should be detailed in the policy documents. Nationwide strives to provide transparency regarding these terms to ensure that customers are fully informed about their coverage. For the most accurate and detailed information regarding waiting periods or any other specific elements of a policy, it is advisable to refer directly to Nationwide’s official documentation or website. This will provide the latest details and contacts for further inquiries.