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Can I submit a Medicare claim for services received outside the United States?

Asked 2 years ago
Humana Medicare Claims typically has specific guidelines regarding the submission of claims for services received outside the United States. Generally, Original Medicare does not cover healthcare services provided outside the U.S. However, if an individual is enrolled in a Medicare Advantage plan, which could be offered by Humana, there may be some differences in coverage. It is important to note that many Medicare Advantage plans do not provide coverage for services received internationally, except in limited circumstances, such as in emergencies or urgent care situations. Individuals should also consider that there may be exclusions and specific requirements that apply to any claims submitted for services rendered outside the country. Depending on the policy specifics, there could be a need for prior authorization or documentation from the healthcare provider outside the U.S. For the most accurate and detailed information, it is advisable to consult the terms of the specific Humana Medicare plan in question. Looking directly on the official Humana website or reviewing the plan's member handbook may also provide clarity on this matter. Additionally, members can check for any updates on their coverage policies regarding international claims.
Answered Jul 18th 2025

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