How Do I Redeem My Points with Discover?

Earning Discover rewards points gives you incentives for shopping with your credit card. To redeem your points, go online and get rewards such as cash back, statement credits and gift cards. You can also redeem your points for purchases at Amazon.com. Finally, you can donate your rewards points to charity through the "Ways to Redeem" link on your Discover account.

Dec 9, 2022

Using your Discover credit card when you shop can generate rewards points that you can redeem for cash, travelers miles, or other perks. It's your bonus for using a card for everyday purchases. But how do you redeem your points with Discover? You can get information and assistance through Discover customer support here, and you can read below to learn more.

How to Redeem Your Points

The quickest way to view and redeem your Discover rewards points is through the online portal. To redeem your rewards online, follow the steps outlined here:

  1. Open the Discover website in your browser.
  2. Log into your account.
  3. Click on "Ways to Redeem" to see what rewards you can get with your points.
  4. You have four options to choose from when redeeming your points: cash back, Amazon purchases, gift cards or donate the rewards to charity (depending on the type of card you have).

After you've completed the above steps, you choose which reward you want.

Cash Back Redemption

If you want to get cash back for your rewards points, here is how that works:

  1. On the left-hand side of the screen, click on "Cash."
  2. Key in the amount of cash rewards you want to redeem.
  3. Select if you want the amount applied to your statement as a credit or if you want it directly deposited into your bank account.
  4. Click on "Continue" to complete the transaction.

Redeeming Points on Amazon

To redeem your Discover points on Amazon purchases, follow these steps:

  1. Select "Amazon.com" on the left-hand side of your screen.
  2. Link your Discover card to your Amazon account.
  3. Add items to your Amazon shopping cart.
  4. At checkout, use your Discover card as your payment method.
  5. Your rewards points will be used to cover your purchase.

Getting Gift Cards with Discover Points

Another great reward you can get with your Discover points is a gift card from one of many major retailers. To get a gift card with your points, do this:

  1. Choose "Gift Card" in the options on the left-hand side of your screen.
  2. Select the retailer gift card you want to get with your rewards points.
  3. Select the dollar amount for your gift card (card values vary depending on the retailer).
  4. Choose if you want a digital gift card or a traditional one.
  5. Click continue to complete the transaction.

Charitable Donation

You also have the option of donating your rewards points to charity. To redeem your points for a charitable donation, follow these steps:

  1. Click "Charity" on the left side of the screen.
  2. Choose the charity you want to receive your donation.
  3. Select the amount of the donation.
  4. Click "Continue" to complete the transaction.

Redeeming your Discover rewards points is easy and convenient. Just log into your account online and get rewarded for using your Discover card. For more information or assistance, contact Discover customer service here.

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