If you're switching from Chubb insurance to a new provider or considering joining Chubb, there are a few important questions you need answered. Read on to learn more about confirming state-mandated coverage, discount availability and more.
Changing car insurance providers is a pretty simple process, but there are a few things you need to know before starting. Here's what to ask Chubb about switching your car insurance:
If I cancel my insurance mid-contract, will I get a refund?
Generally, you won't get a refund for the month you switch providers, but you should still speak with a Chubb agent to see if a refund is available in your situation.
Do I need to cancel my insurance? Or will Chubb do that automatically?
Once you get a new insurance provider, you'll need to cancel your coverage from Chubb. Ask the company if they will stop service automatically so you don't pay for more insurance than you need.
Does Chubb have any incentives for me to stay?
When you talk with a Chubb agent about leaving, you should ask them if any discounts or other incentives are available. You may find that sticking with Chubb is a better deal.
Will Chubb coordinate cancellation with my current provider?
Any time you change car insurance providers, yo need to make sure your former plan gets canceled. Ask Chubb if they coordinate with your current provider to cancel unnecessary service.
What discounts are available?
If you're just shopping for insurance, you should ask Chubb what discounts they offer. This will help you get a better idea of the company's final cost for coverage.
Does Chubb meet my state's insurance requirements?
It's important to make sure Chubb's coverage will meet your state's specific insurance requirements. Ask your customer service representative to confirm Chubb's compliance with state-mandated insurance.
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