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Bank of America Credit Customer FAQ

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What is Bank of America Credit's Phone Number?

The question we are asked most often is about how to talk to Bank of America Credit customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent Bank of America Credit Customer Questions

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Rewards and Benefits

How do I redeem my credit card rewards?

To redeem credit card rewards with Bank of America Credit, one must log into their online account or mobile app and access the...
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Are there any promotional offers for new cardholders?

Bank of America Credit provides promotional offers for new cardholders that can include introductory bonuses, cash back, or 0...
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What rewards or benefits come with my Bank of America credit card?

Bank of America credit cards present various rewards and benefits, including cash back or points on purchases, with potential...
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Eligibility and Transfers

What are the eligibility requirements for a Bank of America credit card?

To apply for a Bank of America credit card, individuals generally need to be at least eighteen years old, reside in the United...
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Can I transfer a balance from another credit card to my Bank of America card?

Yes, transferring a balance to a Bank of America credit card is usually possible. This option may assist in consolidating debt...
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Fees and Rates

What is the interest rate on Bank of America credit cards?

The interest rates for Bank of America credit cards fluctuate based on factors like card type and the applicant's...
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What is the late payment fee for Bank of America credit cards?

The late payment fee for Bank of America credit cards can range up to twenty-nine dollars for first-time offenses within six...
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Are there any foreign transaction fees on Bank of America credit cards?

Bank of America Credit cards have varying foreign transaction fees based on the specific card type. Many travel-oriented cards...
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What is the grace period for Bank of America credit card payments?

Bank of America generally provides a grace period lasting from twenty to thirty days for credit card payments, allowing clients...
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Card Management

Can I request a credit limit increase?

Customers are permitted to request a credit limit increase from Bank of America Credit, often via online banking or mobile app....
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Can I set up automatic payments for my credit card bills?

Bank of America Credit allows users to establish automatic payments for credit card bills, helping them manage payments...
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What should I do if I forget my credit card PIN?

When a customer forgets their credit card PIN, they should first check any related documentation for it. If not found, they can...
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How can I access my credit card statements online?

To access Bank of America credit card statements online, log in to the bank's online platform and navigate to the "Statements"...
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Security and Fraud

What happens if my credit card is lost or stolen?

If a Bank of America credit card is lost or stolen, cardholders should quickly call the customer service number to report it,...
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How do I report fraudulent activity on my credit card?

To report fraudulent activity on a Bank of America credit card, cardholders should first review recent transactions for...
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We look to the Bank of America Credit issues that customers have reported to GetHuman to decide which questions are the most common and how much time to spend researching how to solve them.
Bank of America Credit issues reported to GetHuman
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