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What are the eligibility requirements for a Bank of America credit card?

Asked 2 years ago
Bank of America Credit typically requires several key eligibility criteria for individuals interested in applying for a credit card. Generally, applicants must be at least eighteen years old and be a resident of the United States. Creditworthiness is a significant factor, so having a good credit score is often essential. This score usually reflects an individual's credit history, including payment history, credit utilization, and length of credit history. Additionally, Bank of America may consider income and employment status to assess an applicant's ability to repay any borrowed funds. It is advisable for potential applicants to check their credit reports prior to application, as well as reviewing any specific card requirements on the current web page, which may provide further helpful information.
Answered Jul 13th 2025

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