© GetHuman Inc.

Do I need to have a credit card to use Affirm?

Asked 2 years ago
No, it is not necessary to have a credit card in order to use Affirm. Affirm is designed to provide financing options for consumers at the point of sale of various products and services. Instead of relying on traditional credit cards, Affirm allows users to make purchases by offering loans that can be paid back over time in installments. This means that individuals without a credit card can still take advantage of Affirm's buy now, pay later services. However, users will need to provide some personal information, such as their financial status, during the application process. This information helps Affirm determine eligibility for financing options. For more specific guidance or details, please consider visiting the relevant section on the affirm.com website.
Answered Jul 2nd 2025

Need further help?

Type out your followup or related question and we will get you an answer right away.

Similar Questions

Ask a Question All Affirm Questions

Need to call Affirm?

If you need to call Affirm customer service, now that you have the answers that you needed, click the button below. You can either call them on your phone or use our free AI-powered phone to dial for you, get a rep for you, and more.
Call Affirm

Affirm

Find a list of many popular Affirm questions with answers or step by step guides on our FAQ page below. Or ask a whole new question and get an answer right away.
Call Affirm Affirm Customer Service FAQAsk a Question
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!