Can I borrow against my investments with Aegon?

Aegon offers a variety of financial products, including investment accounts and life insurance policies, but the ability to borrow against investments can depend on the specific type of account you hold. Typically, borrowing against an investment account means utilizing the value of the investments to secure a loan, often referred to as a margin loan. However, the terms and conditions associated with such loans can vary. For life insurance policies, some policies may allow policyholders to borrow against the cash value that has accumulated. This is often referred to as a policy loan. The borrowed amount usually must be repaid to maintain the policy's coverage, and it is important to be aware that any unpaid balance could reduce the death benefit. It is crucial to note that the specific details regarding borrowing against investments or insurance policies with Aegon can vary widely based on the type of investment or policy and the regulations that apply to them. For the most accurate and personalized information, it is advisable for individuals to review the terms and conditions of their specific accounts or policies. Additionally, consulting the Aegon website may provide further insights and details on available options and processes.