What's Covered by My AAA Policy?

A vehicle is covered through insurance in the event of an accident causing it to be damaged. You can claim the costs of that vehicle if it is damaged. You need to make sure you are insured for its full value or you risk being underinsured.

When an accident occurs and your vehicle is damaged, you can submit a claim for the costs of the item insured. Insurance is designed to protect you from financial ruin in the event of a loss.

You need to make sure you choose a policy that offers solid protection, and it is imperative to take the key factors into account like the value of your vehicle and your driving history. When deciding which policy is best for your car, you will find many to choose from. Keep in mind that all policies are not the same since they vary in the level and type of coverage available. AAA has become your one-stop shop for your vehicle insurance and offers you the best value for money with all the programs.

What's Covered By My AAA Auto Insurance Policy?

The comprehensive policy from AAA comes with a huge range of benefits like faster claims service, 24/7 roadside assistance, discounts on repairs, in-branch DMV services, and an average savings of $376 when you switch your insurance to AAA.

The main features included in the comprehensive auto insurance policy from AAA:

1. Collision Coverage: If your vehicle is damaged in a collision, your insurance coverage may pay for its repair or replacement, regardless of fault.
2. Rental Reimbursement: Whenever your vehicle needs to be repaired and a rental car is covered by your insurance policy, this pays for the rental car.
3. Gap Insurance: If your vehicle is totaled, gap insurance makes up the difference between the payout you receive from your typical auto insurance and any amount you still owe to the lender.
4. Medical Payments: You or your passengers may be entitled to receive reasonable medical and hospital expenses after a traffic collision, regardless of who's at fault.
5. Accidental Death Benefits: When you don't have life insurance and are involved in a fatal accident, your policy may cover end-of-life expenses.

Additional Insurance Types

In addition to comprehensive car insurance, AAA offers home, life, and business insurance which you can bundle to save even more.

1. Home Insurance: Whether you own or rent, rest assured that your home is covered by home insurance from AAA.
2. Life Insurance: Make sure your loved ones are cared for with the coverage from AAA Life Insurance.
3. Business Insurance: Protect your business needs with competitive rates from AAA.
   

To assist you with making the correct decision, you can contact one of the knowledgeable and friendly customer service representatives available 24/7 to answer any questions you may have and to assist you in obtaining a quote.