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Can I get a credit report for someone else?

Asked 2 months ago
Obtaining a credit report for someone else in the UK is generally restricted due to privacy laws and regulations designed to protect individual information. The credit report is considered personal data, and accessing it without the explicit consent of the individual is against the law. UK Credit Info, like other credit agencies, requires that you either have the person’s explicit permission or be legally authorized to access their credit information, such as under certain financial or legal circumstances. If you are seeking a credit report for someone else, it may be best to advise them to obtain their own report and share any relevant information with you as needed. Additionally, if you have a legitimate reason to access someone else's credit report, it is essential to understand the legal implications and ensure you are compliant with data protection regulations. For specific guidance on the process or any exceptions, it might be useful to look for information on the UK Credit Info website regarding data access and consent policies.
Answered Oct 19th 2025

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