Can I check my credit score without affecting it?

Yes, it is possible to check your credit score without affecting it. You can access your credit report and score for free through various reputable credit reference agencies in the UK, such as Experian, Equifax, and TransUnion. These agencies offer a free trial or a free basic service that allows you to view your credit score and report for a limited period without any impact on your credit file. It's important to choose a service that specifically states that checking your score won't affect your credit. However, be cautious of websites or services that claim to provide a free credit score as they may require your payment details and sign you up for a subscription service. Remember, regularly monitoring your credit score is vital for managing your personal finances effectively.