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What services are covered by the health insurance plan?
The health insurance plan offered by SUNY Geneseo covers a wide range of services to ensure comprehensive healthcare for its students. These services include but are not limited to preventive care such as routine check-ups and vaccinations, emergency care, prescription medications, mental health services, laboratory tests, X-rays, and specialist visits. Additionally, the plan provides coverage for hospital stays, surgeries, and maternity care. Acupuncture, chiropractic care, and physical therapy are also covered to promote overall well-being. To support students studying abroad, the plan includes coverage for medical services during travel. However, specific coverage details may vary, so it is important for students to review the plan details and consult with the insurance provider or university health services for further clarification.
What is the health insurance requirement for students at SUNY Geneseo?
The health insurance requirement for students at SUNY Geneseo is that all full-time undergraduate students, registered for 12 or more credits, must have health insurance coverage. Students are automatically enrolled in the college-sponsored plan, but they have the opportunity to waive it if they have comparable coverage through their family or employer. Students who wish to waive the college-sponsored plan must complete an online waiver form prior to the deadline. The insurance coverage needs to meet specific criteria set by the college, including access to in-network providers in the Geneseo area. Students who fail to meet the requirement or do not complete the waiver process will be responsible for the cost of the college-sponsored plan.
What is the coverage period for the health insurance plan?
The coverage period for the health insurance plan at SUNY Geneseo extends from September 1st to August 31st of the following year. This provides comprehensive coverage for enrolled students throughout the entire academic year, including summer months. The insurance plan ensures that students have access to a wide range of healthcare services during their time at SUNY Geneseo, including doctor visits, hospitalization, mental health services, prescription medications, and preventive care. With this coverage period, students can feel secure knowing that their health needs are taken care of throughout the duration of their academic journey at the university.
Can I waive the health insurance if I already have coverage?
Yes, you can waive the health insurance provided by SUNY Geneseo if you already have coverage. To do so, you need to submit an online waiver form during the open waiver period. You will be required to provide proof of comparable coverage from a private health insurance plan that meets certain criteria, such as being accessible in the Geneseo area, includes essential benefits, and has no annual or lifetime coverage limitations. Once your waiver request is approved, you will not be charged for the university's health insurance plan. It is important to carefully review the waiver requirements and deadlines to ensure compliance and avoid any interruptions in your coverage.
What is the cost of the health insurance plan?
The cost of the health insurance plan offered by SUNY Geneseo varies depending on several factors such as the coverage level selected and the duration of coverage. For specific details, it is recommended to refer to the insurance provider's website or contact the SUNY Geneseo Health Insurance office directly. The cost generally takes into account services included in the plan, such as doctor visits, prescription medication, hospital stays, and preventive care. It is important to note that costs may change annually, so it is crucial to stay informed about any updates or changes to the health insurance plan.
Are prescription medications covered by the health insurance plan?
Yes, prescription medications are covered by the health insurance plan provided by SUNY Geneseo. Our insurance plan includes coverage for a wide range of prescription drugs, ensuring that students have access to the medications they need. However, it is important to keep in mind that coverage varies depending on factors such as the specific drug, dosage, and whether it is a brand-name or generic medication. Some drugs may require prior authorization or have certain restrictions in place. To determine the coverage for a particular medication, students are encouraged to refer to the insurance plan's drug formulary or contact the insurance provider directly. Our goal is to support students' health and well-being by offering comprehensive coverage for prescription medications.
Can I add my dependents to the health insurance plan?
Yes, you can add your dependents to the health insurance plan offered by SUNY Geneseo. The plan allows eligible individuals to include their dependents, such as spouses and children, in their coverage. Adding dependents ensures that they have access to the same comprehensive benefits and services provided by the plan. By including your dependents, you can ensure their well-being and peace of mind, knowing that they are covered under the health insurance plan. This option allows for a more inclusive and supportive healthcare approach that caters to the needs of the entire family. Adding dependents is an important consideration to ensure the health and security of your loved ones.
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Comparing SUNY Geneseo Health Insurance Contact Information
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