Yes, Roundpoint Mortgage Servicing typically allows borrowers to make extra payments towards their mortgage. Making additional payments can help reduce the principal balance of the loan and ultimately decrease the total interest paid over time. It is important for borrowers to check the specific terms of their mortgage agreement, as there may be unique rules or conditions regarding extra payments. Some loans may have prepayment penalties, while others might offer flexibility in how extra payments are applied, either directly to the principal or as a payment towards future principal and interest. Additionally, it is wise for borrowers to confirm how to submit those extra payments. For detailed information about extra payments and any potential impact on the loan, borrowers should refer to Roundpoint's official website or their mortgage documents.
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