How long does it take to get approved for a credit card?

Asked a year ago
The time it takes to get approved for a credit card can vary depending on several factors. For most people, the approval process usually takes a few minutes to a few business days. When applying online, some credit card companies provide instant approval decisions, making it the quickest option. However, in some cases, additional verification or manual review may be required, which can take a bit longer. It's important to provide accurate and complete information when applying, as any errors or missing details could cause delays. Sometimes, applicants may be asked to provide additional documents or proof of income, which can also extend the approval time. Overall, being well-prepared and responding promptly to any requested information can help expedite the credit card approval process.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

Need further help?

Type out your followup or related question and we will get you an answer right away.

Need to contact Real People Finance?

If you need to talk to Real People Finance customer service, now that you have the answers that you needed, click the button below.
Contact Real People Finance

Real People Finance

Find a list of many popular Real People Finance questions with answers or step by step guides on our FAQ page below. Or ask a whole new question and get an answer right away.
Real People Finance Customer Service FAQAsk a Question
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!