What is your overdraft policy?

Provident Bank's overdraft policy is designed to provide customers with a safety net when their account balances temporarily drop below zero. We offer overdraft protection for eligible customers, subject to certain terms and conditions. Under this policy, we may authorize and pay overdrafts for checks and other transactions made with your account, such as recurring debit card payments and electronic fund transfers. However, the bank does not guarantee that we will always authorize and pay these transactions. We consider the length and activity of your account relationship, creditworthiness, and deposit history when making these decisions. Overdraft fees may apply, and customers are responsible for promptly repaying any overdrawn amount along with applicable charges. To learn more about our specific overdraft policy, please refer to our fee schedule or contact a customer service representative.