What are the fees associated with maintaining an account?

Prosperity Bank USA typically offers a variety of accounts, each with its own set of features and associated fees. These fees can depend on several factors, including the type of account you hold, your account balance, and the specific services that you utilize. Common fees that may be associated with maintaining an account could include monthly maintenance fees, which are often waived if you meet a minimum balance requirement or have a qualifying direct deposit. Other potential fees to consider might include transaction fees for exceeding a limit on withdrawals or transfers, fees for using ATMs outside of the bank's network, and charges for paper statements if you choose not to enroll in electronic statements. In addition, there could be fees related to overdrafts or insufficient funds if an account goes into negative territory. It is important to note that Prosperity Bank USA may have different fee structures for their personal and business accounts. Therefore, individuals and businesses should carefully review the account terms and conditions. For the most accurate and detailed information, it is always a best practice to refer to the current account disclosure documents available on the official Prosperity Bank USA website. This will provide potential customers with the most up-to-date information regarding any fees that may apply to different account types.