What are the fees associated with maintaining an account?

Sterling Bank & Trust typically charges various fees associated with account maintenance, but the specifics may vary depending on the type of account one chooses. For instance, checking accounts may have monthly maintenance fees, which could be waived under certain conditions, such as maintaining a minimum balance or setting up direct deposits. Savings accounts may also have similar fees or requirements related to balance thresholds. In addition to monthly maintenance fees, customers could encounter other fees, such as overdraft fees, ATM transaction fees, and fees for services like wire transfers or printed statements. Fees can also apply if one exceeds the permitted number of withdrawals or transfers per month from a savings account. It is important to note that these fees are often outlined in the bank's account disclosures, which can provide detailed information tailored to specific products. For those who like to stay informed about potential charges, it can be beneficial to check the current Sterling Bank & Trust website for the latest information. The site typically includes comprehensive details regarding account types, fee structures, and any promotional offers that may exist. Reviewing this information can help customers make informed decisions regarding their banking needs. It may also provide insights on how to avoid certain fees by meeting specific requirements.