What is the waiting period for coverage to take effect?

The waiting period for coverage to take effect with Physicians Mutual Insurance varies depending on the specific policy and type of coverage selected. It is important to review the policy details and consult with a representative to understand the waiting period associated with the desired coverage option. In general, some coverage plans may have a waiting period of a few days, while others could have a waiting period of several months. Factors such as pre-existing conditions or certain types of coverage may affect the waiting period as well. To ensure accurate information, it is recommended to contact Physicians Mutual Insurance directly to inquire about the waiting period for the chosen coverage.