What additional riders are available for my policy?

Physicians Mutual Insurance offers a variety of riders that can enhance the coverage provided by your base policy. The specific riders available may vary depending on the type of policy you hold, such as life insurance or health insurance. Generally, some common riders include the accelerated death benefit rider, which allows you to access a portion of your death benefit while you are still living in the event of a terminal illness. There may also be options for waiver of premium riders that can help ensure your policy remains in force if you become disabled and are unable to pay the premiums. Another popular option might include a critical illness rider, which offers additional benefits if you are diagnosed with certain specified illnesses. To find out the exact riders that can be added to your particular policy, it is advisable to review the information provided on the Physicians Mutual website or contact their customer service for personalized assistance. This will help you understand which additional protection aligns with your specific needs and circumstances.