What is the difference between in-network and out-of-network coverage?
In-network coverage refers to healthcare services received from healthcare providers who have agreed to contractual agreements with
On the other hand, out-of-network coverage allows individuals to receive care from providers who are not part of Oxford's network. While individuals may still receive some level of coverage for out-of-network services, these providers have not agreed to contractual agreements with Oxford, resulting in higher costs for the individual.
It is important to note that out-of-network coverage may require individuals to meet a deductible and may have limitations on maximum reimbursement amounts. Thus, it is generally recommended for individuals to choose in-network providers to maximize their coverage and minimize out-of-pocket expenses....