What are the fees associated with OptumHealth Bank accounts?

There are no monthly maintenance fees or minimum balance requirements for OptumHealth Bank accounts. However, certain fees may apply in specific situations. For instance, there is a fee for ordering checks or using a check printing service. Additionally, if you close your account within the first 90 days, there may be a closing fee. While there are no fees for using OptumHealth Bank ATMs, if you use non-OptumHealth Bank ATMs, there may be surcharges levied by the ATM provider. Lastly, if you need to replace a lost or stolen OptumHealth Bank card, a fee might be applicable. It is important to review the fee schedule provided by OptumHealth Bank to understand all potential charges and make informed decisions regarding your account.