Are there any charges for maintaining a zero balance?

OptumHealth Bank generally does not charge any fees for maintaining a zero balance in many of its account offerings. This can be beneficial for customers who prefer to keep their funds flexible without incurring monthly maintenance costs. However, it is essential to review the specific terms and conditions associated with the account type in question, as some accounts may have particular requirements or fees under certain circumstances. Additionally, fees could be applicable if other services related to the account are utilized. For the most accurate and up-to-date information regarding account fees and conditions, customers should consider checking the OptumHealth Bank website or reviewing any account documentation provided.