What are the fees for using an ATM?

OnPoint Credit Union typically does not charge its members a fee for using their own network of ATMs. Members generally have access to thousands of ATMs within the co-op network across the United States without incurring any additional charges. However, if a member uses an ATM outside of this network, there may be fees associated with that transaction. These fees can vary widely depending on the ATM operator, and OnPoint CU may also charge an out-of-network fee for these transactions. It is important for members to review the fee schedule specific to their accounts to understand any potential charges. Additionally, if a member is using an ATM that belongs to a different financial institution, they should be aware that there may be a surcharge applied by that institution. For the most accurate information regarding ATM fees, it is advisable to check the current OnPoint Credit Union website or the specific terms and conditions related to the account type held by the member.