What are the fees for using an ATM?

At OnPoint Credit Union, we strive to make accessing your funds as convenient as possible. As part of our commitment to providing exceptional service, we offer fee-free access to more than 60,000 ATMs nationwide through the CO-OP network. Members can withdraw cash, check balances, and make deposits without incurring additional charges. However, it is important to note that while OnPoint does not charge any fees for ATM usage, there may be surcharges imposed by other financial institutions or ATM owners. These surcharges are outside of our control and vary depending on the ATM location and operator. To avoid surcharges, we recommend using ATMs within the CO-OP network, which includes nationwide retailers and credit unions. Our mobile app and website locator tools can assist you in finding the nearest surcharge-free ATM to make your transactions convenient and fee-free.