O'Charley's, Inc. accepts a variety of payment methods to accommodate its guests. Generally, customers can use major credit cards such as Visa, MasterCard, American Express, and Discover. In addition to credit cards, O'Charley's locations also typically accept debit cards. Some restaurants may accept cash or gift cards as well. It is important to note that payment options might vary by location, so it is wise to check with the specific O'Charley's restaurant you plan to visit to confirm the payment methods they accept. For the most accurate and up-to-date information regarding payment options, customers may want to visit the O'Charley's website or check the details available for their local restaurant.