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How Do I Cancel My Loan from Nebeus?

Nebeus is a popular online lending tool that lets users instantly receive loans of any size. These loans are secured by collateral in the form of cryptocurrency. This collateral is why the lending process is so fast and easy. However, it can sometimes cause a bit of a problem. Because cryptocurrency is such a volatile commodity, the value of your collateral might fall below the level needed to secure your loan. If that happens, you are subject to a margin call, in which you must either increase the amount of your collateral or cancel your loan. If you find yourself in this situation and if you are unwilling or unable to add more to your collateral, then you need to know how to cancel your Nebeus loan. This article will teach you how.

Nebeus' Margin Call Policy

Once the value of your collateral has fallen below the maintenance margin, the point at which it is not valuable enough to cover your loan, Nebeus will issue a margin call. This is your notice that unless you add more collateral, your loan will be liquidated, and you will lose the collateral you already have. You have a generous 10 days to respond to this margin call, so there's no need to rush your decision about what to do. Indeed, if you wait a while, natural market fluctuations might raise the value of your collateral above the maintenance margin again, solving your problem.

Canceling Your Loan by Repaying It

The easiest way to cancel your loan is to repay it, after which your collateral will be returned to you. To repay your loan,  follow these instructions:

  1. Go to the Nebeus website.
  2. Log into your account.
  3. Click on the Loans option in the menu on the left side of the screen.
  4. Click on the Active tab.
  5. Find the loan you want to cancel from the list of your loans.
  6. Click on the View button next to the loan you want to cancel.
  7. Click on the Repay Your Loan button.
  8. Follow the instructions you are given to finish repaying your loan.

You should note that there is an early repayment fee equal to 2.5% of the value of your loan.

Canceling Your Loan through Customer Service

You can also cancel your loan by contacting the customer service department. You have to contact it on the Nebeus help forum, though. There is no phone or email option. Just ask for help canceling your loan and having the amount you haven't repaid yet taken out of your collateral. The remainder of your collateral will be returned to you.

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