How long does it take for a deposit to be credited to my Navy Federal Credit Union account?

Generally, deposits made to a Navy Federal Credit Union account are credited on the same business day. However, the exact timing may vary depending on multiple factors such as the type and origin of the deposit. For example, mobile or ATM deposits may take slightly longer to process due to additional verification procedures. Additionally, deposits made after the cutoff time specified by Navy Federal may be credited on the next business day. To ensure timely processing, it is advisable to make deposits well before the cutoff time, preferably during regular business hours. Overall, Navy Federal strives to promptly credit deposits to members' accounts, allowing quick access to funds and ensuring convenient banking services.