What types of mortgages does National City offer?

National City Mortgage offers a variety of mortgage options to cater to the diverse needs of their customers. They provide conventional fixed-rate mortgages, adjustable-rate mortgages (ARMs), jumbo loans, and government-backed loans such as FHA and VA loans. With conventional fixed-rate mortgages, borrowers enjoy a consistent interest rate and predictable monthly payments throughout the loan term. ARMs offer lower initial interest rates that adjust periodically based on market conditions. Jumbo loans are available for higher loan amounts. Additionally, National City Mortgage facilitates government-backed loans like FHA loans for those with lower credit scores and VA loans for veterans and active-duty military personnel. By offering these different mortgage types, National City aims to assist a broad range of homebuyers in achieving their homeownership dreams.