What is Municipal Credit Union?

Municipal Credit Union (MCU) is a financial institution that operates as a not-for-profit, member-owned cooperative, providing a wide range of banking and financial services. With a strong commitment to serving its members and the community, MCU has been operating for over 100 years, catering mainly to the needs of New York City municipal employees and their families. As a credit union, MCU offers a full suite of products and services, including savings and checking accounts, loans, mortgages, credit cards, and investment options. Members benefit from competitive rates, lower fees, and personalized services, backed by the stability and security of a well-established financial institution. By prioritizing the financial well-being of its members and supporting community initiatives, Municipal Credit Union stands as a reliable and trusted banking partner.