What fees are associated with the Mosaik Mastercard?

The Mosaik Mastercard offered by BMO comes with a range of fees, including an annual fee of $20. However, this fee can be waived if you meet certain criteria, such as having a BMO chequing account or maintaining a minimum balance in the account. The card also has a foreign currency conversion fee of 2.5% for transactions made in currencies other than CAD. Cash advances have a fee of either $3.50 or 1%, whichever is higher. Late payment fees of up to $20 may apply if the minimum payment is not made by the due date. There are also fees associated with balance transfers, which may vary. It is important to review the detailed terms and conditions provided by BMO to understand all the fees associated with the Mosaik Mastercard.