What types of emergencies are covered by travel insurance?

Asked a year ago
Travel insurance typically covers a range of emergencies that may arise during your travels. This includes medical emergencies, such as sudden illness or injury, and the associated expenses such as hospitalization, doctor visits, and medications. It also covers emergency medical evacuation, should you require transport to a higher quality medical facility. Travel insurance may also extend coverage for trip cancellations or interruptions due to unforeseen circumstances like illness, natural disasters, or the death of a family member. In addition, it often includes coverage for lost or stolen luggage, personal belongings, or travel documents. Many policies also offer 24/7 assistance services for emergencies, providing support in cases of lost passports, travel arrangements, or legal or language barriers. However, it's important to carefully review your policy to understand the specific coverage and any exclusions that may apply.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

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