Metlife offers a wide range of home loan options to cater to various needs and circumstances. They provide conventional fixed-rate mortgages with predictable monthly payments and terms ranging from 10 to 30 years. Adjustable-rate mortgages are also available, providing flexibility with lower initial interest rates that adjust periodically. Additionally, Metlife offers government-insured loans such as FHA loans, which are beneficial for first-time homebuyers with lower credit scores or minimal down payments. Veterans and active military personnel can benefit from the VA loans, which offer competitive interest rates with no down payment requirement. For borrowers with higher loan amounts, jumbo loans are available. Metlife aims to support customers in achieving their homeownership goals by providing a diverse range of loan options suitable for different preferences and financial situations.
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