What are the fees associated with Merrick Bank credit cards?

Merrick Bank credit cards may have various fees associated with them, which can vary depending on the specific card product and terms. Generally, these fees can include an annual fee, which is charged for the privilege of having the card, typically ranging from a relatively low amount to a higher fee depending on the card's benefits and features. There may also be late payment fees incurred if a payment is not made by the due date. Additionally, Merrick Bank credit cards may impose fees for cash advances, which occur when cardholders withdraw cash against their credit limit. Other potential fees might include foreign transaction fees for purchases made outside of the United States, as well as returned payment fees that can be charged if a payment is returned due to insufficient funds. The specifics of these fees can be clearly outlined in the cardholder agreement, which is provided at the time of account opening. To gain a detailed understanding of the exact fees associated with a particular Merrick Bank credit card, it is advisable for cardholders to review the terms and conditions directly on the Merrick Bank website or in their official card documentation.