Can I have both Medi-Cal and private insurance?

Yes, it is possible to have both Medi-Cal and private insurance. Medi-Cal is a state and federal program that provides healthcare coverage to low-income individuals and families, while private insurance is typically purchased through an employer or directly from an insurance company. Having both types of coverage can provide a comprehensive health insurance plan. If you are eligible for Medi-Cal but also have access to private insurance, Medi-Cal will often work in conjunction with your private insurance. Medi-Cal may cover services or costs that are not covered by your private insurance, such as copayments or deductibles. To ensure the smooth coordination of benefits, it is important to inform both your private insurance provider and the Medi-Cal office about your dual coverage. Medi-Cal recipients are required to inform the program of any other health coverage they have. Having both Medi-Cal and private insurance can provide additional financial protection and access to a wider range of healthcare services.