The interest rate on Macy's Credit Card varies depending on your creditworthiness and the current market conditions. The Annual Percentage Rate (APR) for purchases can range from 25.24% to 27.99%. However, it is important to note that the APR is subject to change and may fluctuate over time. For cash advances, the APR is generally higher, ranging from 27.99% to 29.99%. It is advisable to review the terms and conditions provided with your Macy's Credit Card to determine the applicable interest rates for your specific situation. Additionally, maintaining a good payment history and paying your bills on time can potentially help negotiate a lower interest rate.
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