What are the minimum requirements to qualify for a LightStream loan?

To qualify for a LightStream loan, there are a few minimum requirements. Firstly, applicants must be at least 18 years old and have a valid Social Security number. Secondly, applicants must have a good credit history, with several years of credit history and a demonstrated ability to manage debt responsibly. LightStream looks for a strong credit profile, which includes a variety of types of credit such as credit cards, loans, and mortgages. Additionally, applicants must have sufficient income to support the loan payments and their existing financial obligations. LightStream does not specify a minimum income requirement but considers factors such as employment status and stability. Meeting these criteria can increase the chances of approval for a LightStream loan.