How long does it take to get approved for a loan?

The approval process for a loan with LightStream typically takes a short time, often within the same business day, provided all necessary documents are submitted correctly. While some applicants may receive instant decisions, others may require more time for review depending on individual circumstances. LightStream strives to deliver a hassle-free experience ensuring prompt decisions and quick funding. Applicants with complete and accurate documentation, strong credit, and meeting the required criteria have higher chances of quicker approval. It is advised to apply during business hours to expedite the approval process. LightStream is committed to delivering rapid loan decisions without any fees or waiting periods, offering customers the flexibility they need.