Lake Michigan Credit Union has a defined policy regarding overdrafts to help members manage their accounts effectively. If an account holder inadvertently spends more than their available balance, LMCU may cover the overdraft, but certain conditions apply. The credit union typically assesses a fee when an account goes into overdraft. Members can be informed about the specific fees and the limits regarding overdraft protection options by reviewing the current information available on their website. LMCU also provides overdraft protection services that allow members to link other accounts or credit lines to cover any potential overdrafts, which can help minimize fees.
It is essential for members to understand the terms and conditions associated with these services, including any potential fees or interest rates. Keeping track of one’s account balance and setting up alerts can assist in avoiding overdrafts. For the most accurate and detailed information about overdraft policies, it is advisable to consult the Lake Michigan Credit Union’s official website where the latest policies and conditions will be outlined clearly.
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