The Insurance Corporation of British Columbia, commonly known as ICBC, is a provincial Crown corporation that provides mandatory auto insurance coverage, as well as various services to residents of British Columbia who own vehicles. ICBC is primarily responsible for the administration of Basic Autoplan, which includes third-party liability coverage, accident benefits, and an option for hit-and-run coverage. This Basic Autoplan is required for all drivers in the province.
In addition to Basic Autoplan, ICBC offers a range of optional insurance coverages that drivers can choose to enhance their protection. These include optional comprehensive and collision coverage, which helps pay for damages to a vehicle from various incidents, and additional coverage options for high-risk situations.
ICBC also provides services related to vehicle registration, licensing, and driver training programs. They facilitate claims processing for accidents, helping policyholders navigate the often complex process after an incident occurs. Information about these services, including specific details on coverage options, claims procedures, and any updates or changes, can be found on their official website.
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