What is the minimum balance required for a Hudson Valley Bank account?

The minimum balance required for a Hudson Valley Bank account depends on the type of account you choose. For our basic personal checking account, there is no minimum balance required. This account is designed to meet the needs of individuals who want a simple and straightforward banking experience. However, if you opt for our premium checking or savings accounts, a minimum balance of $1,000 is required to avoid monthly maintenance fees. These accounts offer additional benefits such as higher interest rates, unlimited transactions, and access to exclusive perks. We understand that each customer has unique financial goals and strive to provide options that accommodate varying needs. Contact our customer service team or visit one of our branches for personalized assistance in selecting the account that suits you best.