What types of coverage does Hiscox offer for small businesses?

Hiscox offers a variety of insurance coverages tailored specifically for small businesses, addressing diverse needs across different sectors. One of their primary offerings is general liability insurance, which protects businesses against claims of bodily injury, property damage, and personal injury that may arise during operations. In addition to general liability, they provide professional liability insurance, also known as errors and omissions insurance, which is essential for businesses that provide professional services, as it covers claims related to negligence or mistakes in those services. Another important coverage is business owner’s policy (BOP), which bundles general liability and property insurance into one convenient package, often at a more affordable rate. Hiscox also offers specialized coverages, including cyber liability insurance, which protects against data breaches and cyberattacks, and workers' compensation insurance, which covers workplace injuries and related medical expenses for employees. These various options allow small businesses to select the coverage that best fits their specific risk profile and operational needs. For more detailed information, interested individuals should explore the official Hiscox website to view specific policy options and the benefits associated with each type of coverage.