Hiscox policies typically come with deductibles, but the specific amount can vary depending on the type of coverage selected and the individual policy terms. Deductibles are the amount that the policyholder must pay out of pocket before the insurance coverage kicks in for a claim. Hiscox provides a variety of insurance solutions tailored to different business needs, which means that the deductibles may differ based on the specific coverage type, such as general liability, professional liability, or other specialized insurance products. It is important for business owners to carefully review their policy details to understand what deductibles apply and how they may affect claims. For the most accurate and personalized information regarding deductibles and policy specifics, it may be beneficial to refer to the current webpage of Hiscox or review the policy documents directly.