What are the requirements to apply for a loan at Heritage Bank of Commerce?

To apply for a loan at Heritage Bank of Commerce, applicants must meet certain requirements. Firstly, they should be at least 18 years of age. Additionally, applicants must have a steady source of income and demonstrate an ability to repay the loan. Employment history and financial stability are crucial factors considered during the application process. A good credit history is also important, as it reflects the borrower's responsible financial behavior. Detailed information about income, assets, and debts will be required to complete the loan application accurately. It is recommended to bring supporting documents such as pay stubs, tax returns, and bank statements. Meeting the bank's criteria will enhance the chances of application approval and securing the desired loan with Heritage Bank of Commerce.